Trauma Insurance NZ

Trauma Insurance NZ is designed to provide you with an agreed amount of money if you are diagnosed with one of the specified medical conditions. Please look here to know a complete list of medical diagnoses which are covered by policy definitions in New Zealand. In the ideal world

Trauma Insurance NZ should provide you with enough money

to be able to maintain normal life style while you get medical help you need or simply regain your energy and recover, imagine if you had a heart attack – how would your life be? Think about your financial commitments about stress you would have or think about how easy your recovery can be if you do not have to stress about money. In this article I want to discuss aplastic anemia this is one of the medical conditions which is covered by trauma insurance and less known to general public – I mean people normally think about heart attacks or cancers when they discuss critical illness insurance.
Trauma Insurance NZ

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Trauma Insurance NZ covers blood cancer

Blood is the fluid of life.  Aside from carrying oxygen to every inch of our body, it also has other functions which are equally important to its primary function.  For instance white blood cells in our blood are an important part of the immune system.  The platelets maintain a balance of coagulation and fluidity of the blood which prevents bleeding when we are injured. These component cells need to be replenished regularly.  Our body naturally makes these in our bone marrow.  Failure to continually replace the blood is exactly what happens in aplastic anemia. The cause of aplastic anemia is still not fully explained.  It may be due to a viral infection that triggers the body to attack the cells of our bone marrow.

It may happen among people with prolonged exposure to toxins like benzene. 

Those who are given chemotherapy and radiation for cancer treatment can also have aplastic anemia. Whatever the reason is, the bone marrow fails to produce red blood cells, white blood cells, and platelets. It’s as if the bone marrow dried up. In fact, when a bone marrow biopsy is done in aplastic anemia, the normal marrow that should be full of normal cells is replaced by fat cells. Aplastic anemia is an insidious disease. Patients appear pale and are constantly tired because of the insufficient red blood cells.  If the level of red blood cells drops to critical levels, symptoms like shortness of breath, chest pain, and dizziness when standing can be experienced.  The heart may have a difficult time since it has to work twice as hard with the low oxygen carrying capacity of the blood.  This can cause enlargement of the heart that can lead to heart failure.  Since the white blood cells are the ones in charge of our body’s immunity from microorganisms, people with aplastic anemia are very susceptible to infections. They also have a higher chance of bleeding since they have low levels of platelets.

Trauma insurance in New Zealand

Trauma insurance in New Zealand

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Laboratory tests can be done to detect aplastic anemia.  A routine complete blood count, which checks the levels of the different components of the blood, can be done in suspected individuals.  A reticulocyte count can also be done to check if the bone marrow is able to form the young cells that give rise to mature red blood cells.  To confirm the diagnosis, a bone marrow biopsy can be done by a hematologist to see if the marrow cells are normal.  Blood transfusion can relieve the symptoms of aplastic anemia. It buys the patient time until a bone marrow transplant is available.  Over time, multiple transfusions have complications like hemochromatosis which is the accumulation of iron in the body.  The chance of having blood-borne infections like hepatitis C, and HIV is also a risk during blood transfusions.  The only cure for aplastic anemia is a bone marrow transplant.  A compatible bone marrow from a living donor is transplanted to the person with aplastic anemia. The process itself will make the patient prone to infection since medications that suppress the immune system will be given so that the body receiving the transplant won’t reject the donor’s cells. If you want to know more about about  bone marrow transplant in New Zealand please read this site. Please let me know if you want to discuss your Trauma Insurance NZ.

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