Trauma Insurance New Zealand and Peripheral Arterial Occlusive Disease

In this article I want to point out why it is important to have a Trauma Insurance in New Zealand and what can lead to a claimable event for someone like you or me.

Diabetic peripheral arterial obstructive disease is one of the leading causes of amputation in the world. It is caused by the build-up of atherosclerotic plaque inside the arteries that supply blood and oxygen to the legs. With insufficient blood supply, the muscles in the legs are unable to function properly and at severe cases may have a non-healing wound.

People at risk of having this condition are those who have:

  • Uncontrolled diabetes
  • blood cholesterol and hypertension.
  • Smokers are at a higher risk of developing peripheral arterial occlusive disease than non-smokers.
  • Those who had previous stroke or heart attack are also at risk.
  • Obese individuals with unhealthy lifestyle are also prone to having poor blood circulation in the legs.

Just think of the disease like an extended lifestyle problem.

Trauma Insurance New Zealand – Symptoms of Peripheral Arterial Disease

Depend on the severity of obstruction in the artery. It can be asymptomatic in the initial stage of the disease when the obstruction is about 10 to 15 percent.  When it reaches more than 50 percent, there can be cramping of the buttocks and the leg when walking a few meters. The discomfort goes away after resting.  This signifies that blood and oxygen supply of the legs is enough at rest but the leg muscles are unable to get their needed oxygen when walking.  The pulses on the legs at this point would be noticeably weak when examined by a doctor. When the obstruction reaches more than 90 percent, there can be cramping or pain even when lying still.  There will be noticeable bluish discoloration on the tip of the toes.  Once the blood supply of the affected leg is completely cut off, there will be gangrene or a wound that won’t heal.

In insurance world , when people think about Trauma Policy – most of them do not want to even think that something like that can happen to them. Once again I want to stress that your Trauma Insurance New Zealand is set up to pay you money if you were diagnosed with one of the major medical conditions and let’s agree – amputation is one of them.

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Regular screening of feet is a must for people with diabetics.  A self-assessment for callus, swelling or wound in the foot and in between the toes is important. Wearing comfortable shoes will also help in keeping feet healthy.  An examination that tests the pulse called Arterial Brachial Index detects insufficient blood flow in the legs. An arterial duplex scan can map out the location of the arteries in the legs. It can also quantify the severity of the obstruction if there is any.

If there is significant blockage of blood flow in the artery, medications can be given to improve the state of your health.  Drugs that can increase the capacity of artery may allow increased blood flow to the affected muscle. Blood thinners can also facilitate blood flow through the narrowed arteries.  If medications fail to improve symptoms, an operation can be done to bypass the block in blood flow. This is when a trauma policy can help you again since some patients may benefit from an angioplasty wherein a catheter is inserted inside the artery and a tube or stent allows blood to flow to the affected leg. In some cases the plaque inside the artery can be scraped off by a special catheter. Whatever the treatment is, the goal is to maintain adequate blood flow to the affected leg.

Controlling diabetes by maintaining good blood sugar levels will help avoid this complication.  Blood pressure and cholesterol should likewise be treated. Also, an active lifestyle with regular exercise is a must to keep the muscles toned and healthy. If all of that fails and you have a trauma policy in place then you have one at least one financial reason less to worry about.

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Featured photo courtesy of Public Domain)